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Consumers

DEBT COLLECTION OVERVIEW

CONSUMERS, ACCOUNT HOLDERS AND DEFENDANTS

If you are an account holder who has received a demand letter or any other type of communication from Debski & Associates P.A., this Web page is for you.

Please note This is a communication from a debt collector. Any information obtained from you through this Web site or by any other means can and will be used for collection purposes.

WE UNDERSTAND

Both your creditors and our Florida and Georgia debt collection attorneys understand that you never intended to fall into delinquency. In these challenging times, many honest, hard working people have become unemployed or forced to work for less pay or fewer hours. You may have been involved in an auto accident or incurred unexpected medical expenses on behalf of yourself or a family member. Divorce, separation or other unforeseen and unexpected life circumstances, often beyond your control, may have led to your current financial problems, and rendered you unable to meet you credit obligations.

HOW WILL I BENEFIT FROM ENTERING INTO A VOLUNTARY PAYMENT PLAN AGREEMENT WITH A CREDITOR?

You are doing the right thing by taking steps to respond to the debt collection attempts of Debski & Associates P.A., on behalf of your creditor. We encourage you to contact us, to begin the process of entering into a voluntary payment plan appropriate to your circumstances. If you wish to apply for payment arrangements without speaking to a representative, please fill out our online form where you can enter your important information.

For your convenience Debski & Associates P.A. now offers secure online payments. Entering into a voluntary payment plan agreement with a creditor is advantageous and beneficial to account holders for several reasons. Your plan could reduce, stop or prevent negative consequences of your nonpayment, including the following:

• litigation and related legal fees
• required depositions and court appearances
• wage garnishment
• bank account garnishment
• other types of garnishment proceedings
• seizure of personal property

MAKE A REPAYMENT PLAN THAT WILL NOT LEAD TO DEFAULT

In the event that you default on the agreed-upon repayment plan, we may have to resume the litigation process. Although we are experienced trial attorneys, we are as eager as your creditor is to help you avoid the stress, expense, and loss that could result from further collections litigation.

COME TO THE BARGANINING TABLE VOLUNTARILY FOR THE BEST OUTCOME

If you wish to apply for payment arrangements without speaking to a representative, please fill out our online form, where you can enter your important information.

If you are ready to come to the table voluntarily or have any additional questions, contact us with the understanding that any information obtained from you through this Web site or by any other means can and will be used for collection purposes.

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LINKS TO RESOURCES FOR CONSUMERS IN DEBT: